FAQ
Frequently Asked Questions
We provide financing for a wide range of real estate projects, including rental properties, fix-and-flips, fix-and-holds, commercial properties, and other development ventures.
Pre-qualification is an estimated amount you might be able to borrow, based on unverified information. Pre-approval involves verifying your financial documents, providing a stronger indication of your borrowing capacity.
Typically, you’ll need proof of income (pay stubs, tax returns), bank statements, credit history, and details about the property you intend to finance.
Closing costs may encompass fees, including appraisal fees, title insurance, legal fees, and loan origination fees. The exact amount will vary. Importantly, in certain situations, some of these fees may be able to be deducted from the overall loan amount. This is something that we can discuss and negotiate during the loan application process. We will provide a transparent breakdown of all potential costs, and work with you to find the most suitable financial solution.
The timeframe can vary depending on the complexity of the project and the completeness of your documentation. We strive for an efficient process and will keep you informed every step of the way.
The timeframe can vary depending on the complexity of the project and the completeness of your documentation. We strive for an efficient process and will keep you informed every step of the way.
We offer various loan options, including fixed and variable interest rates. We’ll discuss the best option for your financial situation
The LTV ratio is the loan amount compared to the property’s appraised value. A lower LTV ratio often results in better loan terms.
Yes, we work with developers at all experience levels. We’ll assess your project’s viability and provide suitable financing options.
The best way to begin is to contact us for a consultation. We’ll discuss your project, answer your questions, and guide you through the next steps.